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TRAINER BENEFIT TRUST FUND

A little more support.
When it matters most.

Helping eligible Maryland trainers and their spouses with medical and dental expenses—so unexpected bills don’t have to be faced alone.

SUPPORTING MARYLAND TRAINERS & THEIR FAMILIESAdministered by MTHA

A SAFETY NET FOR YOUR FAMILY

Know the support
available to you.

The Trainer Benefit Trust Fund helps offset eligible medical and dental expenses that may not be covered by insurance or other available resources. Benefits are subject to review and approval.

FOR ELIGIBLE LICENSED TRAINERS01
$7,500

MAXIMUM BENEFIT PER CALENDAR YEAR

Support for Maryland trainers.

Eligible expenses covered
90%
Deductible per bill
$50

Coverage applies after the per-bill deductible.

FOR SPOUSES OF ELIGIBLE TRAINERS02
$5,000

MAXIMUM BENEFIT PER CALENDAR YEAR

Support that extends to spouses.

Eligible expenses covered
50%
Deductible per bill
$50

Coverage applies after the per-bill deductible.

The program is authorized annually by the MTHA Board of Directors. Eligibility and benefit approval are determined by the MTHA Health & Welfare Committee.

BEFORE YOU APPLY

Who can receive
assistance?

The program supports currently licensed trainers and their spouses, subject to the program’s eligibility review.

ASK ABOUT YOUR ELIGIBILITY
01

Current trainer license

Assistance is available to eligible currently licensed Maryland trainers and their spouses.

02

Stabled at Laurel Park

Eligible trainers must be currently stabled at Laurel Park.

03

Racing activity & committee review

Trainers may be subject to a minimum of 10 Maryland starts in the previous year, with the majority of their starts in Maryland. The MTHA Health & Welfare Committee reviews all applications and determines approval.

TAKE THE NEXT STEP

Let’s help you
get started.

Contact the MTHA office to discuss your situation and learn what documentation is needed for review.

Submit bills before you pay them.

Assistance is paid directly to healthcare providers. Individuals cannot be reimbursed for expenses they have already paid. Copies of medical or dental bills are required before payment can be approved.

1

Connect with MTHA.

Call the office or visit us at Laurel Park for help with your request.

2

Provide your documentation.

Submit copies of the medical or dental bills you are requesting assistance with. Assistance cannot be provided without the required documentation.

3

Your request is reviewed.

The Health & Welfare Committee reviews eligibility and benefits. Approved assistance is paid to the healthcare provider.