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MTHA BENEVOLENCE PROGRAM

A helping hand.
A stronger community.

Healthcare assistance and support for the people who keep Maryland racing moving—on the backstretch and beyond.

SUPPORTING OUR BACKSTRETCH COMMUNITYHere when you need us

CARE WITHIN REACH

Support for your health.
Peace of mind for you.

When insurance is unavailable or doesn’t cover enough, MTHA helps bridge the gap with financial assistance and participating providers offering reduced rates.

MEDICAL CARE01
$1,000

UP TO · PER CALENDAR YEAR

Medical care.

Through participating healthcare providers. Pre-authorization is required before services are received. A $50 deductible applies per invoice.

DENTAL CARE02
$500

UP TO · PER CALENDAR YEAR

Dental care.

Through participating dentists at reduced, pre-approved rates. A $50 deductible applies per invoice. Except in emergencies, treatment and costs must be pre-authorized.

EYE & HEARING CARE03
$250

UP TO · PER CALENDAR YEAR

Eye & hearing care.

Toward eye examinations, prescription glasses, contact lenses, hearing examinations, and hearing aids.

ADDITIONAL DENTAL SUPPORT

A little more help with dentures.

A one-time benefit of up to $2,500 is available toward the cost of dentures.

Get approval before treatment.

Pre-authorization means obtaining MTHA approval before receiving care. Assistance is subject to annual funding limits and the maximum benefit for each service. Contact our team before scheduling treatment.

BEFORE YOU APPLY

Are you eligible
for assistance?

The program supports eligible members of Maryland’s backstretch community. Our team can help you understand the requirements and next steps.

In certain circumstances, MTHA may also provide direct financial assistance to help prevent serious financial hardship for an individual or family.
01

A valid Maryland license.

Applicants must hold a valid Maryland Racing Commission license.

02

At least six months of service.

You must have worked for a trainer stabled at Laurel Park for at least six months.

03

Register with MTHA.

Complete a registration form and submit it to the MTHA office. Some assistance programs require additional documentation. Supplemental aid requests are reviewed by a committee.

YOU DON’T HAVE TO NAVIGATE IT ALONE

Start with
a conversation.

Reach out to discuss eligibility, participating providers, pre-authorization, or the documentation needed for your request.